flood insurance requirements

Flood Insurance: What It Covers and What It Doesn’t

Flood Insurance: What It Covers and What It Doesn’t

Gregg Kell
July 14, 2025

Flood insurance is a critical policy that protects homeowners from the devastating effects of flooding, which standard home insurance typically does not cover.Understanding flood insurance coverage is essential, especially for those in areas designated as high risk by the Federal Emergency Management Agency (FEMA).